Free Checking
If you are looking for a no-frills checking account, Free Checking is for you. No minimum balance requirement, no
monthly maintenance charge, and a low minimum opening deposit.
Student Checking
Students under age 25, this is the account for you. No minimum
balance requirement, all the ATM transactions you want, and you
can write 15 checks each month with no fee. And your first order
of personalized checks is free!
Personal Checking
If unlimited checking writing is what you’re looking for, Personal
Checking could be the account for you. There is no per check
charge and no fee when you maintain the low minimum balance
requirement during the month. If your balance should fall below
the $500 minimum, the fee is only $8.
Senior Checking
If you are better than 55, you’ve earned an economical, convenient
checking account. No minimum balance to maintain, unlimited check
writing, no per item charges…just simple, efficient banking.
Relationships Banking Packages
BankEast offers three levels of interest bearing
relationship banking packages…Select Banking, Premier Banking, and
Platinum Banking. Each of the packages has a great selection of
associated services and benefits. For all the details, please
refer to the Personal Checking Guide.
BankEast Checking Account Reference Guide
| Product Name |
Free
Checking |
Student
Checking |
Personal
Checking |
Senior
Checking |
Select
Banking |
Premier Banking |
Platinum
Banking |
|
|
|
|
|
|
|
|
| Minimum Opening Balance |
$100 |
$25 |
$100 |
$100 |
$100 |
$100 |
$100 |
| Maintenance Fee |
None |
Per
check charge only |
None |
None |
None |
None |
None |
| Minimum Balance Fee |
None |
None |
$8 |
None |
$10 |
$15 |
$25 |
Minimum Daily Balance to
Avoid Fee |
None |
N/A
|
$500 |
None |
$2,500 combined personal deposits |
$10,000
combined personal deposits |
$25,000 combined personal deposits |
| Check Writing |
Unlimited |
$.50 per check over 15 per month |
Unlimited |
Unlimited
|
Unlimited |
Unlimited
|
Unlimited |
| Interest Paid |
No |
No |
No |
No |
Yes |
Yes |
Yes |
| Access 24 |
No Charge |
No
Charge |
No Charge |
No Charge |
No Charge |
No Charge |
No Charge |
ATM
or
Check Card |
No Charge |
No
Charge |
No Charge |
No Charge |
No Charge |
No Charge |
No Charge |
| BankEast ATM Withdrawals |
Unlimited withdrawals at no charge |
Unlimited withdrawals at no charge |
Unlimited withdrawals at no charge |
Unlimited
withdrawals at no charge |
Unlimited withdrawals at no charge |
Unlimited
withdrawals at no charge |
Unlimited withdrawals at no charge |
| Other Bank’s ATM Withdrawals |
10 per month at no charge |
10
per month at no charge |
10 per month at no charge |
10 per month at
no charge |
10 per month at no charge |
10 per month at
no charge |
10 per month at no charge |
OnLine Banking &
Bill Payment |
No Charge |
No
Charge |
No Charge |
No Charge
|
No Charge
|
No Charge
|
No Charge
|
| CheckLine Overdraft Protection |
Available |
Available |
Available |
Available
|
Available
|
Available
|
Available
|
| Image Statements |
$2 per month |
$2
per month |
Standard |
Standard |
Standard |
Standard |
Standard |
| Direct Deposit |
Available |
Available |
Available |
Available
|
Available |
Available
|
Available |
| Other Features |
No per
check charge |
Initial order of 50 checks is complimentary |
No per
check charge |
No per
check charge
Free standard wallet checks
25% discount on SD Box
No penalty CD w/d due to medical emergency |
Complimentary wallet checks or 20% discount on
other styles
Preferred rates on loans and CDs
25% discount on standard Safe Deposit Box
One free stop payment per month
|
Complimentary
wallet checks or 20% discount on other styles
Preferred rates on loans and CDs
50% discount on standard Safe Deposit Box
One free money order or cashiers check per month
|
Complimentary wallet checks or 20% discount on other
styles
Preferred rates on loans and CDs
Free standard Safe Deposit Box
Two free money orders or cashiers checks per
month
One free wire per month |
Equal Housing Lender