Business Account Services

Your job is running your business. Our job is to make it easier for you.

Knowing that you have a financial partner to help you grow your business and a banking relationship you can trust over the long term…that’s Banking The Way It Should Be. And that’s what you get when you choose BankEast.

• Business Overdraft Protection
  Sometimes the timing of your incoming receivables doesn’t match up with your company’s accounts payable. BankEast Business CheckLine solves that problem. With Business CheckLine linked to your checking account, checks that come in for payment when your balance is low are automatically covered up to your available credit limit. Additional overdraft protection options may also be available to you, including Savings Overdraft Protection, so call or stop by any BankEast location for more information about overdraft options.
  
  
• eDeposit
  Pressed for time? Can’t get to the bank before closing? Then you need BankEast eDeposit. eDeposit is a remote deposit system that allows you to make deposits without leaving your office, whenever it’s convenient for you. All you need is a computer, a desktop check scanner provided by BankEast, and high-speed Internet access.
  
  In addition, eDeposit extends your banking day for those times when you receive payments late in the day. Deposits made before 7:00 p.m., Monday through Friday, will be credited to your account during that day’s processing, and the later cutoff time may provide accelerated funds availability in some instances. Click here to learn more about eDeposit.
  
  
• eStatements
  Go paperless! Now you can get your BankEast checking, savings and money market statements online instead of by mail. And best of all, this service is completely free - for both business and personal accounts! For more info or to enroll in eStatements, Click here.
  
  
• Business Online Banking and Bill Payment
  Do your banking and pay your bills when it's convenient for you. Check your account balances, transfer funds between accounts, view and print images of your checks, and pay your bills online, quickly and securely. All this and more at no monthly charge when you have BankEast Business Online!
  
  
• Online Cash Management
  If you have more sophisticated cash management needs, BankEast Online Cash Management may be what you need. In addition to the features mentioned in Business Online, with Online Cash Management, you will be able to create direct deposit files, create and submit wire transfers, create ACH debit files, and more. To find out which Cash Management tools will help you the most, just click here
  
  
• Treasury Tax and Loan Payments
  Paying your business taxes is easier than ever. Just choose the method below that is best for you.
  

  Electronic Payments
  The Electronic Federal Tax Payment System is a free service from the U.S. Department of the Treasury that lets you make tax payments electronically, 24 hours a day, 7 days a week. To use EFTPS, you must complete an enrollment form and obtain an Internet password.

  Payments By Mail
  You may also mail your coupon and payment (made payable to Financial Agent) to: Financial Agent, Federal Tax Deposit Processing, P.O. Box 970030, St. Louis, MO 63192.

  If you are enrolled in EFTPS and have an Internet password, click the EFTPS logo to make a payment.

  To enroll online, click here. You may also call the EFTPS Customer Service Center at 1-800-555-4477 to obtain a paper enrollment form.
  
  For more information, visit the EFTPS website by clicking on the EFTPS logo below.

  

• Business Telephone Banking
  Ever need to check your account balance or see if a check has cleared when the bank isn’t open and you don’t have access to a PC for online banking? If so, Access24 automated telephone banking is for you. With Access24, your account information is available 24/7 at no charge by calling 865-540-5888. If you are outside the 865 area code, call toll-free 866-394-4131.
  
  
• Wire Transfers
  Wire transfer is the fastest method available to move guaranteed funds. It's a safe, effective tool for business use when the you need to know that the funds will arrive at their destination the same day. And with Online Cash Management, you have the ability to submit your wires electronically... a great time saver if your business uses wire transfer regularly.
  
  
• Direct Deposit
  Providing direct deposit of payroll to your employees through Online Cash Management saves time, money, and eliminates much of the hassle of doing payroll. It’s a simple, convenient way to pay your employees…no more payroll checks to write, no more stop payments for lost checks, plus it can help you reduce time spent doing payroll each week.
  
  
• Visa Gift Cards
  Not sure what to give your employees for incentives or a holiday bonus? Try a BankEast Visa Gift Card. You can place an order in advance for the quantity and amounts that you need, and we’ll have them ready for you when you need them. It can be used at any merchant that accepts Visa, making it the ideal choice for graduations, birthdays, holidays, and all your gift-giving occasions.
  
  
• Cashiers Checks
  Cashiers checks are available for times when payment by business check is unacceptable or inconvenient. Cashiers checks are available for purchase by BankEast customers at all BankEast locations.
  
  
• Notary Service
  Notary service is available at all BankEast locations as a complimentary service for our customers.
  
  
• Safe Deposit Boxes
  Safe deposit boxes provide a safe, convenient, and economical way to protect your business valuables from fire, theft, or loss. Boxes are available at all BankEast offices and come in a variety of sizes to suit both individual and business needs.